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thefinanceroome

01242 226353

Buying a property “to let” can be a potential minefield in today's current climate. 

When buying a second property “to let” you will need to decide whether your primary objective is income or capital growth.

Financing your investment properties.

SINGLE PROPERTY AND PORTFOLIO BUY TO LET MORTGAGES

Mortgages

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Mortgage

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We will find the best solution for you, taking into consideration your needs and requirements. We will treat your buy to let mortgage application with a proactive approach whilst delivering a personal and efficient service.

 

We also offer buy to let mortgage sourcing services arranging buy to let mortgages for investors with a single property right through to the professional landlord with an extensive portfolio.

 

The market has changed over the last 12 months with lending criteria tightened. This has placed some investors in an awkward position when remortgaging but we have experience in restructuring buy to let financing, allowing you to move forward and bring your investment under control.

 

Lenders generally have a minimum income criteria and also calculate borrowing on the rental income being 125% of mortgage premiums – this can vary, so please try our calculator below.

Your home may be repossessed if you do not keep up repayments on your mortgage

In general buy to let mortgages are not regulated by the Financial Services Authority.

Mortgages                                      Protection                                       Other                                  

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

A fee of up £500 (typically £195) is payable on completion. We will also be paid commission from the lender. The precise amount will depend on your circumstances and mortgage loan amount and will be discussed and agreed prior to submitting the mortgage application

 

The Finance Roome Limited is an Appointed Representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Services Authority.

 

Registered Office address is 92 Church Road, Cheltenham, GL53 0PD. Registered in England and Wales. Company No. 05901651

 

The Financial Services Authority does not regulate Legal Services, Accountancy Services, Will Services, Conveyancing Services and some forms of mortgages.

 

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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01242 226353

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