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16th March 2020

Coronavirus – Are You Protected?

CORONAVIRUS AND YOU –  are you protected? If not then please do call us NOW. As long as you have NO SYMPTOMS we can consider protecting you and your family.

If you already have income protection, family income benefit or any sort of illness cover in place then check out the links below to discover how your Insurer can help you if needed.

AEGON – Coronovirus is not excluded from any of their policies.

If a customer dies or suffers a Critical Illness or is unable to work as a result of Coronavirus their claim will be treated in the usual way, considered on its own merits in line with the existing Claims Philosophy.

They do not expect to see any claims for “self-isolation” as the minimum deferment period for Income Protection is 4 weeks.  The isolation period is usually 14 days, occasionally 28 days.

AIG – Check  here

AVIVA – Check here

CANADA LIFE – Check here

CIRENCESTER FRIENDLY – Check here

GUARDIAN – Check here

HOLLOWAY FRIENDLY – Check here  but see below –

Holloway have released a statement explaining how they will treat claims and the changes they are making to new business cases where they will now be excluding cases of COVID-19 where a one week deferred peroid is selected.

LEGAL AND GENERAL – Check here

LIVERPOOL VICTORIA= – Check here

MET LIFE – Check here 

ROYAL LONDON – Check here

SCOTTISH WIDOWS – No blanket exclusions for Coronavirus

THE EXETER – Check here

VITALITY – Check here 

ZURICH – Check here

 

 

 

 

 

 

 

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