Need a mortgage?
There are thousands of mortgage products available so it’s a huge challenge to find the one that’s right for you. Let us take the confusion away by presenting your options clearly and simply so that you can make sense of your choices.
First Time Buyers
Buying your first home is exciting and terrifying too – it is probably the biggest investment you will ever make so you need to make sure you have the best possible mortgage advice. Ask us all about shared ownership mortgages and those with government incentives for key workers – it’s a labyrinth! You need someone to be with you every step of the way.
Our team are always on hand to answer your questions and explain what is happening. From the very beginning, when our professional mortgage sourcing software helps to find the best possible deal for you, to the very end when you are handed your keys.
Why not download our free First Time Buyers’ Guide. It’s full of useful information, a property viewing checklist and a list of all the documents you’ll need to apply for a mortgage.
Click below for instant help and advice.
Buy to Let and Let to Buy
We are highly experienced at sourcing mortgages for our buy to let clients whether they are single property investors or professional landlords with extensive portfolios. Our approach is pro-active but also personal and efficient. All your requirements are taken into account to ensure we find the most suitable solution for you.
Lending criteria has been subject to much change, particularly in the last 12 months, leaving some investors in an awkward position when considering re-mortgaging. Our considerable experience in restructuring buy-to-let finance allows you to move forward and bring your investments under control. Check out our mortgage calculator below for an idea of how much you can borrow.
If you are an existing homeowner, there are several reasons why you may want to re-mortgage. Are you looking to fix repayments for a longer period or secure a fixed or lower interest rate? Raising money for home improvements or to consolidate debts? Helping your children onto the property ladder or even raising a deposit towards another property purchase?
We review the whole of market to find the mortgage product that suits you best including checking out the best product on offer from your current lender. That way we can assess whether it is financially beneficial for you to switch lenders once all the fees are taken into account.
If you are already on the best deal for you – then we will tell you just that!