Mortgages

Need a mortgage?

There are thousands of mortgage products available so it’s a huge challenge to find the one that’s right for you. Let us take the confusion away by presenting your options clearly and simply so that you can make sense of your choices.

We find mortgages for foster carers, actors, freelancers, HMO purchasers and of course more straightforward cases too. Call us – we can help.

First Time Buyers

Buying your first home is exciting and terrifying too – it is probably the biggest investment you will ever make so you need to make sure you have the best possible mortgage advice. Ask us all about shared ownership mortgages and those with government incentives for key workers – it’s a labyrinth! You need someone to be with you every step of the way.

Our team are always on hand to answer your questions and explain what is happening. From the very beginning, when our professional mortgage sourcing software helps to find the best possible deal for you, to the very end when you are handed your keys. Click below for instant help and advice.

Make an Enquiry about our First Time Buyers

Buy to Let and Let to Buy

We are highly experienced at sourcing mortgages for our buy to let clients whether they are single property investors or professional landlords with extensive portfolios. Our approach is pro-active but also personal and efficient. All your requirements are taken  into account to ensure we find the most suitable solution for you.

Lending criteria has been subject to much change, particularly in the last 12 months, leaving some investors in an awkward position when considering re-mortgaging. Our considerable experience in restructuring buy-to-let finance allows you to move forward and bring your investments under control. Check out our mortgage calculator below for an idea of how much you can borrow.

Perhaps you are looking for an alternative, speedier option? Then let to buy might be the answer for you. The process of buying a house can often be a long one and letting out one house to enable the purchase of another can be a working solution for some. The ongoing purchase then isn’t dependent on the sale of an existing property – making sure you don’t miss out on the chance to buy your dream home! Let to buy also offers a regular income from the rented property and remains an investment for the future too, long term. It can be an excellent way to start building a property portfolio. Click below for more tailored information.

Make an Enquiry about our Buy to Let and Let to Buy

Remortgages

If you are an existing homeowner, there are several reasons why you may want to re-mortgage. Are you looking to fix repayments for a longer period or secure a fixed or lower interest rate? Raising money for home improvements or to consolidate debts? Helping your children onto the property ladder or even raising a deposit towards another property purchase?

We review the whole of market to find the mortgage product that suits you best including checking out the best product on offer from your current lender. That way we can assess whether it is financially beneficial for you to switch lenders once all the fees are taken into account.

If you are already on the best deal for you – then we will tell you just that!

Make an Enquiry about our Remortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

An admin fee of up to 1% of the mortgage (typically only £345) may be charged before the mortgage completes. We will also be paid commission from the lender. The precise amount will depend on the complexity of the work involved and will be discussed and agreed prior to submitting the mortgage application. The Finance Roome Limited is an Appointed Representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office address is Hangar SE49@Skypark, Gloucestershire Airport, Cheltenham, GL51 6SR. Registered in England and Wales. Company No. 05901651. The Financial Conduct Authority does not regulate Legal Services, Accountancy Services, Will Services, Conveyancing Services and some forms of mortgages.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Tools and Widgets

Mortgage Calculator

Try out our handy Mortgage calculator

View

Moving Spreadsheet

Download our moving Spreadsheet

Download Spreadsheet

Our Blog

View our Blog

View Blog

Our Awards

Women in business LP Award Glos Woman of the year award