First Time Buyers

Helping people take that important first step.

Mortgage Calculator

There is nothing quite like the feeling of walking into your own home for the first time. But sometimes the road from falling in love with a house, to making it your home can seem full of potholes.

We search 1000's of mortgage deals to find the one that’s right for you.

Whatever your occupation, either employed or self-employed, sole trader, limited company director or a contractor, we find the best rate with the best lender for you.

Not all lenders use the same calculation or even the same income to calculate borrowing – if you’re a limited company director some lenders will look at salary and dividends, and others salary and net profit. Whatever your situation, we have the experience and the know how to find you a mortgage.

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First Time Buyers’ Guide

Our First Time Buyer’s Guide explains the 12 key steps to buying your first home and includes a property viewing checklist and a list of all the documentation you will need to send us.

Download our free First Time Buyers’ guide
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Why choose The Finance Roome?

Mortgages can be a little complicated at times but we love a challenge and we hate to give up! So, if your situation seems a little complicated or you’re just feeling overwhelmed by the whole process, we are here to help.

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How we helped Mr B & Miss A

First-time buyers Mr B & Miss A were looking to get out of rented accommodation and onto the property ladder. Unfortunately, their bank wasn’t able to lend them enough. Making use of the shared ownership scheme, The Finance Roome was able to source them a suitable mortgage and they’ve now purchased a new build property in their local area. We liaised with all the parties involved to secure a mortgage for them ahead of other buyers that were interested in the same property. They were thrilled to finally own a home with a mortgage that cost them less each month than their rent.

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How much will my mortgage cost?

Open our free mortgage calculator
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Don’t just take our word for it.

Our biggest critics are always our clients. Unbiased and unrelenting, they are the easiest way to find out what a business is really like to work with. Find out what ours are saying about us!

Ready to take the next step?

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