New Year, New Home

So Christmas is over and it is time for a fresh start – does this mean a new home for you and your family? If so, please don’t hesitate to come and talk to us.  Despite the January doom and gloom, the dreary weather and the ongoing general uncertainty we are very busy indeed! We are still arranging mortgages, helping clients to re-mortgage to raise capital and providing help and support with those big financial decisions.

Why come and see us?

What does a mortgage broker do that you can’t? And why should you pay for their services when there are already loads of other costs when buying your new home or re-mortgaging? If you’re asking yourself these questions, it can be more than tempting to cut out the middleman. However, you may want to think twice. Mortgage advice, from a reputable broker, can be an invaluable service. Read on to discover why.

We are qualified

This might seem a given but it isn’t always the case. You might do your research online and actually be emailing a call centre operative. He/she has little real knowledge and is reading from a script.  You may well end up at your own bank. This means you are likely to speak to an adviser who knows just that bank’s products and they might not be the best choice for you. We have years of experience in the whole of the market place. We have access too the WHOLE of the market and can ensure you find the best product for your needs. We help you to buy your dream new home in the most cost effective way for you.

We are on your side!

As independent mortgage broker we will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours. We can give you access to far more products than if you go direct. You’ll get unbiased advice and will be able to choose from a range of lenders and subsequent products.  We are independently authorised – just call us or drop us a line to hear how we can help you.

We know our industry!

Far better to have a mortgage broker on your side who understands it all. We deal  with  all the lenders on a day-to-day basis, so we know what the application process is like for each one. Hence we can tell you which lender can process your application with minimal delays. We know all about a lender’s background criteria. We bring this experience to bear when advising you and processing your application. Then there’s the fact that we can exert influence and chase things in a way you just can’t do by yourself. This can be invaluable should things get held up. We pride ourselves on our service throughout your transaction. We chase everyone involved regularly and make sure you know exactly what is happening at any time. We have won Awards for our customer service. We are super proud of this!

If you find yourself perusing Rightmove just that little bit TOO often it might be time to come and see us! Property prices are dropping locally – the market is certainly “softer” than it was so why not take advantage? New Year might well mean New House too!